Emin
There should always be a second chance
I would suggest two options for managers in a financial hole. The first option - the team receives 50 million credits, 25 tokens, but loses 10 levels, one driver and staff leave the team as free agents. The second option - the team receives 100 million, 50 tokens, but drops to the first level, both drivers and staff also leave as free agents
In both cases, the managers has the opportunity to start almost all over again. Without repeating past mistakes. A special button "declare bankruptcy" will help them to choose one of the ways out of a difficult financial situation
Strange that you haven't talked about ghost teams yet. Whose owners have long forgotten about the game, or even completely uninstalled it years ago. But excellent pilots and staff cannot move to other teams. Because contracts with it. Introduce such a rule - if a team does not participate in even quick races for a month, it closes, and its pilots and staff become free agents
I like the idea of leaving as a free agent but the money would be too much. How about 20-25 million. But what about teams with one driver in one car leagues